See the story behind spending
Add life areas, purpose, merchant, payment method, notes, and family projects—not just a category and amount.
For iPhoneHomeLedger
Available in 3 languages
Your money is part
of your family story.
See bills, plans, projects, and the moments behind every number. Understand what is safe to spend without turning family life into a spreadsheet.
Why HomeLedger
Know what’s safe.
Remember what mattered.
A family money app that looks forward without judging the life behind the numbers.
What makes it different
Clarity for today. A longer view for tomorrow.
Know what is safe to spend
A private monthly plan accounts for savings, cushion, and bills before showing the room you have.
Look 45 days ahead
A paycheck-aware forecast identifies the first risk date, required buffer, near-term commitments, and a safe daily amount.
Test surprises without risk
Try an unexpected purchase or delayed paycheck without changing your real ledger.
Understand the household together
Nearby encrypted sync shares selected family records between supported iPhones without a HomeLedger account.
Useful without a subscription
Core records, bills, standard insights, backup, export, and nearby sharing are free. Lifetime is an optional one-time upgrade.
How it works
From today’s bill to next month’s breathing room.
- 1
Add the life behind the number
Record income, spending, bills, trips, or projects with as much context as you want.
- 2
Set what must come first
Plan savings, a cushion, fixed bills, funds, and upcoming paychecks in one private view.
- 3
Decide with a longer view
Use the dashboard, 45-day forecast, and what-if tools before the next family decision.
Free core
A complete private ledger.
- Expense, income, and bill records
- Standard personal insights
- Nearby sharing, backup, export, and deletion
Lifetime
The complete household view.
- 45-day action plan and risk guidance
- Advanced family, project, and fund insights
- Annual review and what-if simulator